BEGIN:VCALENDAR
PRODID:-//RiverBender.com//Community Events//EN
VERSION:2.0
CALSCALE:GREGORIAN
X-WR-TIMEZONE:America/Chicago
METHOD:PUBLISH
BEGIN:VTIMEZONE
TZID:America/Chicago
X-LIC-LOCATION:America/Chicago
BEGIN:DAYLIGHT
TZOFFSETFROM:-0600
TZOFFSETTO:-0500
TZNAME:CDT
DTSTART:19700308T020000
RRULE:FREQ=YEARLY;BYMONTH=3;BYDAY=2SU
END:DAYLIGHT
BEGIN:STANDARD
TZOFFSETFROM:-0500
TZOFFSETTO:-0600
TZNAME:CST
DTSTART:19701101T020000
RRULE:FREQ=YEARLY;BYMONTH=11;BYDAY=1SU
END:STANDARD
END:VTIMEZONE
BEGIN:VEVENT
UID:riverbender-event-54414-20260824T180000@riverbender.com
DTSTAMP:20260816T190818Z
DTSTART;TZID=America/Chicago:20260824T180000
DTEND;TZID=America/Chicago:20260824T190000
SUMMARY:MAXIMIZING SOCIAL SECURITY (ALTON SEMINAR)
LOCATION:VERA LEE MEETING & EVENT VENUE\, 1854B E Broadway\, Alton\, I
L 62002
DESCRIPTION:Learn when to claim Social Security and how your decision 
can affect taxes\, Medicare\, spousal benefits\, and retirement income
workshop\n\nWhy Attend?\nDeciding when to claim Social Security can a
ffect far more than your monthly benefit. The timing of your decision 
may influence your lifetime retirement income\, taxes\, Medicare costs
\, investment withdrawals\, and the benefits available to a spouse or 
survivor.\n\nThere is no single claiming age that is right for everyon
e. Whether you are single\, married\, divorced\, widowed\, still worki
ng\, or already retired\, the right strategy depends on how Social Sec
urity fits with the rest of your financial picture.\n\nThis educationa
l seminar will help you better understand:\n\nWhen claiming earlier\, 
at Full Retirement Age\, or later may make sense\nSocial Security stra
tegies for couples\, divorced spouses\, and survivors\nHow working can
affect your benefits\nHow Social Security may interact with taxes and
Medicare\nAlready claimed? Learn about Social Security&rsquo\;s limit
ed &ldquo\;do-over&rdquo\; options and when they may apply\nWhy your c
laiming decision should be coordinated with your investments and retir
ement income plan\n\nThe goal is not simply to claim the largest Socia
l Security check&mdash\;it is to make the Social Security decision tha
t works best with the rest of your retirement plan.\n\nEvent details: 
https://www.riverbender.com/events/details.cfm?seriesid=54414
URL:https://www.riverbender.com/events/details.cfm?seriesid=54414
STATUS:CONFIRMED
SEQUENCE:0
TRANSP:OPAQUE
BEGIN:VALARM
TRIGGER:-PT30M
ACTION:DISPLAY
DESCRIPTION:Event reminder
END:VALARM
END:VEVENT
END:VCALENDAR